Welcome to Over 80 / Travel Insurance
Over 80 will bring to you all the UK providers that cover senior citizens who are over the age of 80 years old. If you are heading to the continent for a couple of weeks holiday then we will have the providers for you.
Travel Insurance Over 90 >> Reviews of the Over 90s provider
Travel Insurance Over 95 >> Reviews of the Over 95s provider
Over 80 comparison table >> Snapshot of cost for 2 week europe cover for single 81 year old.
We will look for providers who cover...
- 2 or 3 month trips to Spain for winter living
- Extended gap years for older traveller
- Short European breaks
- Package holidays to the med
Latest travel insurance over 80 and holiday news
Watch the excess on travel insurance
Some travel insurance compnaies are now giving the opportunity to increase the excess on travel insurance to reduce the premiums to customers but you should be aware that many claims are actually quite low, e.g. under £400 so it might not be worth paying more to reduce the premium. If you are over 83 then ensure you have an eye on any excess charges.
Pound gains is good new for older travellers
The pound has gained considerable strength in the last few weeks against major currencies such as the US dollar and EURO zone which is good news for anyone holidaying from the UK.
Many seniors rely on savings for their overseas trips and any change in the currency exchange can have quite a dramatic effect on the spending power. It is expected that the £ will continue to strengthen now the BoE money printing has been put on hold for now.
Need to know - European Health Insurance Cards
EHIC cards are available for free and should be an essential item if you are holidaying abroad in a European Union country such as France, Spain etc
However they do not provide what travel insurance will provide and should never be considered a replacement. Firstly they will only provide basic medical treatment when shown.
Secondly they only work when you ae visiting the country for a short period. If you intend on living in another European Union country then the EHIC card will not provide you any cover and you should ensure you have some kind of expatriate health cover if you are not a resident of your host country.
The card does not entitle you to free medical treatment abroad, in some cases it will but in many you will still have to pay a reduced fee.
Although we recommend you get your hands on an Ehic card we also strongly recommend that you take out the very basic level of travel insurance too. Don't be fooled into thinking the EHIC card will cover you in the EU because you could still end up with a huge medical bill if things go wrong and you don't have suitable holiday cover.
Nationwide raises age of their free travel insurance
The building society Nationwide have recently raised the age of their free travel insurance to 75 but have sadly not stretched to the over 80s ages group. If there is any change to this we will report it.
The deal is part of their flexaccount current account travel package which offers travel insurance as part of their packaged accounts, while buying similar seniors travel insurance from an insurance provider for a couple aged 75 would cost over £120 per year.
Why you need travel insurance
Check out our latest article detailing why you need to take out decent travel insurance when you travel overseas.
Thomas Cook gets boost from the Redknapps!
Footballer Jamie Redknapp has helped Thomas Cook to a 15pc surge in summer holiday bookings in the last four weeks.
The ex-Liverpool and Tottenham player and his wife Louise, the former pop star, appeared in TV adverts showing the couple horse riding on the beach, lounging by the pool and dining out at a sun-drenched resort.
Thomas Cook credited the campaign for helping to boost sales after a slow start in the peak January.
Annual Insurance Cover for over 80s
Currently there are no products on the market that provide annual cover for the over 80s. However we will be putting pressure on providers to look into this as more and more older people are demanding this sort of cover.
Travel insurance providers
We will be hand selecting UK providers for you so bookmark us and come back soon.
All providers that are reviewed on this site will be authorised by the FSA.