Many news outlets were reporting that travel insurance quotes have gone up since Brexit. This was largely down to the the fall of the Pound Sterling. This fall in the £ has pretty much put up all costs for Brits, particularly when they go on holiday.
The pound is bound to bounce back at some point once the terms of Brexit are settled and the economy grows again, but that does not mean that travel insurance for Brits will go reduce.
If the UK is out of the European Union then presumably it will be treated as a third country. This also means it’s citizens will be treated as such and this could see travel insurance rocket to the same sort of levels as when you visit America.
When you buy travel insurance you are usually presented with the following options; Europe, World without US/Canada, Worldwide. It in not inconceivable that the Europe option is taken away meaning you will pay the same for travel insurance if you are travelling to Australia or Austria.
It’s been over one year now since the vote on leaving European Union and uncertainty over Brexit still rules the waves, or should that be a very choppy sea!
Of course these delays are affecting everyone in the UK and the many Brits that are living throught the EU. One such group are the over 65s, particularly the expats that are living out their golden years on the sun baked Spanish costas.
The most up to date information is that the EU are pretty much going to allow Brits to continue living on the continent regardless of how long they have been there. The EU sees a cut off point being when Britain officially exits the EU, supposedly in March 2019.
The British Governement however have not been so clear on such matters. This is not only uncomfortable for Brits abroad but also EU citizens in the UK.
The PM has made noises regarding the important matter of healthcare suggesting that Brits in the EU should still be allowed to seek free healthcare which presumably their host coutry would then bill the UK government.
Will Brits still be able to use their EHIC card after Brexit?
Of course, this is one of the many questions that’s going to remain unanswered for a quite a while. Indeed with negotiations between the UK and the EU is expected to take up to two years, it could be a long while before the situation is clear in regards to the EHIC card.
What is an EHIC card?
An EHIC card the European Health Insurance card that entitles European citizens reciprical healthcare in other European countries.
Contrary to popular belief, the EHIC (formally known in Britain as the E111 card) is not an EU invention. It is actually from the EEA (The European Economic Area). The EEA includes such countries as Norway and Switzerland, which are not EU countries but use the EHIC scheme nonetheless.
Won’t Britain remain as a member of the EEA after Brexit?
This is unlikely. Being a member of the EEA means freedom of movement of people. This is the main issue for the UK in regards to Brexit! If the UK could have turned off the free movement of people, then it would not be in the situation it is now.
So it is expected that the UK will leave the EEA too so it can control it’s borders.
We are proud to be taking away the hard work of finding the cheapest and best travel insurance quote. These quotes were taken February 2017. For each insurer, the quote is for their most basic cover, which may not always include possessions or lost property.
We are basing the search on a individual aged 80 going to Spain for two weeks. It is also assumed there are no pre-existing medical conditions.
It’s almost December and we thought we’d take a look at some of the latest travel news from around the World that is affecting older travellers.
Skyscanner bought by Chinese firm
UK based flight search engine which is very popular with the Over 80s has been bought by Chinese company Ctrip. The amount paid was thought to be around £3 billion!
Seniors from the UK will not only use Skyscanner on their PCs, but more and more have downloaded the App onto their tablets too.
New Zealand open for business again after earthquakes
NZ is very much open again and gearing up to another busy summer season. The popular southern hemisphere island is particularly popular with older Britons.
The country suffered a major earthquake of over 7.2 magnitude, centred on the busy tourist area around North Canterbury, on the South Island. Some roads and access to towns were severely disrupted, but a lot of work is ongoing to get the infrastructure back on it’s feet.
New Zealand is expecting over 4 million visitors which is almost the same as the population.
The country remains popular with seniors as it often reminds them of how England use to be.
Thailand to extent long stay visas for seniors
Thailand, the ever growing tourist hub of Asia, is increasing long stay visas from 1 year to 10 years for seniors citizens from a few select Western countries.
The 10 year visas are targeted at the Over 50s who can prove they have a healthy income or 3m Baht in their bank. They will also need good health insurance coverage too.
Help the Aged and Age Concern have Merged to Form Age UK
By pooling their assets, Help the Aged and Age Concern have united to wind up Age UK. Age UK will keep on addressing the difficulties confronted by more established individuals living in the UK and abroad. Age UK works intimately with HelpAge International to enhance the lives of more established individuals living in creating nations.
More seasoned individuals some of the time need to manage restorative conditions, the passing of friends and family and age separation. Age UK is crusading to help those misery the impacts of maturity to lead more satisfied, more beneficial lives.
By supporting broad examination, Age UK has handled a large number of the longstanding wellbeing issues identified with seniority, including dementia, psychological decrease, incontinence and strokes. Other regular issues, for example, moderate injury recuperating and decreased invulnerable frameworks are experiencing careful exploration.
Age UK travel protection
Regardless of the difficulties they confront, more established individuals keep on enjoying occasions abroad as a method for unwinding. However, get ready for an occasion can be an overwhelming prospect and some experience issues finding appropriate travel protection.
It can be troublesome for a more seasoned individual to discover a travel protection strategy that is a good fit for them, especially in the event that they have prior medicinal conditions.
Age UK will keep on promoting Age Concern travel protection and Help the Aged travel protection.
Much the same as goodtogoinsurance.com, Age UK has no upper age limit on their travel protection approaches, and individuals with a scope of prior medicinal conditions can be secured.
In the event that you experience the ill effects of a prior restorative condition or you are more than 65, more than 70 or even more than 80, goodtogoinsurance.com can offer a travel protection strategy that is planned in view of your needs.
The EU referendum vote has come and gone and the UK voted to leave the European Union. It was pretty close, at around 52-48%, but the nation spoke and Britain will leave the European Union, probably in the next couple of years.
In terms of travel and holidays in Europe, not much is likely to change. The biggest impact will be on expats living in Europe and Europeans living in the UK.
The EHIC card is not actually an EU thing as such, it is tied into the EEA, for which the UK might still remain as a member. The controversy is that the EEA generally allows free movement of people, which is what many voted against in the first place.
As we said, not much will change. If you are going on holiday to France, Spain, Germany, Greece, Portugal or any other EU country, then you will still be required to take out travel or holiday insurance. THIS IS REGARDLESS OF HAVING AN EHIC CARD!
Australia maybe a long way away but if you have grandchildren out there, then the potential 30 plus hours travel might just be worth it.
Australia is currently 22 to 24 hours away if you fly with British Airways via Singapore or Bangkok. The layover in these two cities is quite short, but in reality you might want to actually have a longer stop in between.
Flying two lots of 10/12 hours can be very punishing, to say the least!
There is even talk of flights to Australia from the UK being completed in one go, that would be from London to Perth, but would involve a very tough 18 to 20 hours flight.
Imagine being in a bad seat for the length of time, perhaps one that doesn’t recline. It would be something approaching a nightmare.
Until such a time that super sonic flights happen, maybe it’s better to have that 3 hour leg stretch in Singapore.