{"id":133,"date":"2023-09-08T05:19:52","date_gmt":"2023-09-08T05:19:52","guid":{"rendered":"https:\/\/www.over80.co.uk\/news\/?p=133"},"modified":"2023-09-08T05:24:36","modified_gmt":"2023-09-08T05:24:36","slug":"pre-existing-conditions","status":"publish","type":"post","link":"https:\/\/www.over80.co.uk\/news\/pre-existing-conditions\/","title":{"rendered":"Annual Travel Insurance Pre Existing Conditions"},"content":{"rendered":"<p>It&#8217;s very common these days to have to declare <strong>pre existing conditions before<\/strong> purchasing travel insurance, in fact most over 65s will be faced with this as a fact of getting older.<\/p>\n<p>Unfortunately this will put up the cost of insurance. For very serious pre exisiting condition, the cost of your insurance might even be higher than the rest of your holiday costs combined.<\/p>\n<p>Annual cover does not mean you can be away for the entire year. There are some policies though that will provide annual cover for longer trips, up to and even beyond 90 days at a time. If you need insurance for a long trip, then follow this <a href=\"https:\/\/www.over80.co.uk\/travel-insurance.htm\">single trip cover comparison<\/a> page.<\/p>\n<figure id=\"attachment_24\" aria-describedby=\"caption-attachment-24\" style=\"width: 320px\" class=\"wp-caption alignnone\"><img loading=\"lazy\" decoding=\"async\" class=\"wp-image-24 size-full\" src=\"https:\/\/www.over80.co.uk\/news\/wp-content\/uploads\/2016\/08\/older-seniors4.jpg\" alt=\"Annual Travel Insurance with pre existing conditons\" width=\"320\" height=\"267\" srcset=\"https:\/\/www.over80.co.uk\/news\/wp-content\/uploads\/2016\/08\/older-seniors4.jpg 320w, https:\/\/www.over80.co.uk\/news\/wp-content\/uploads\/2016\/08\/older-seniors4-300x250.jpg 300w\" sizes=\"auto, (max-width: 320px) 100vw, 320px\" \/><figcaption id=\"caption-attachment-24\" class=\"wp-caption-text\">Make sure you have insurance so you can relax!<\/figcaption><\/figure>\n<p><strong>Here are some tips for finding the best pre existing conditions travel insurance&#8230;<\/strong><\/p>\n<p>&#8211; Shop around and get as many quotes as you can<br \/>\n&#8211; Generally insurance without preexisting cover will not pay out if you haven&#8217;t declared the condition. If your quote is simply too high you could get insurance without the pre existing cover, so you are covered for other potential issues, but this is certainly risky and not recommended.<\/p>\n<p>Listed below are a number of travel insurance providers who offer pre existing travel insurance.<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-126 size-medium\" src=\"https:\/\/www.over80.co.uk\/news\/wp-content\/uploads\/2023\/01\/fingerdowin-1-300x80.jpg\" alt=\"\" width=\"300\" height=\"80\" srcset=\"https:\/\/www.over80.co.uk\/news\/wp-content\/uploads\/2023\/01\/fingerdowin-1-300x80.jpg 300w, https:\/\/www.over80.co.uk\/news\/wp-content\/uploads\/2023\/01\/fingerdowin-1.jpg 400w\" sizes=\"auto, (max-width: 300px) 100vw, 300px\" \/><\/p>\n\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>It&#8217;s very common these days to have to declare pre existing conditions before purchasing travel insurance, in fact most over 65s will be faced with this as a fact of getting older. Unfortunately this will put up the cost of insurance. For very serious pre exisiting condition, the cost of your insurance might even be&hellip;&nbsp;<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"neve_meta_sidebar":"","neve_meta_container":"","neve_meta_enable_content_width":"off","neve_meta_content_width":70,"neve_meta_title_alignment":"","neve_meta_author_avatar":"","neve_post_elements_order":"","neve_meta_disable_header":"","neve_meta_disable_footer":"","neve_meta_disable_title":"","footnotes":""},"categories":[1],"tags":[],"class_list":["post-133","post","type-post","status-publish","format-standard","hentry","category-insurance"],"_links":{"self":[{"href":"https:\/\/www.over80.co.uk\/news\/wp-json\/wp\/v2\/posts\/133","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.over80.co.uk\/news\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.over80.co.uk\/news\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.over80.co.uk\/news\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.over80.co.uk\/news\/wp-json\/wp\/v2\/comments?post=133"}],"version-history":[{"count":3,"href":"https:\/\/www.over80.co.uk\/news\/wp-json\/wp\/v2\/posts\/133\/revisions"}],"predecessor-version":[{"id":136,"href":"https:\/\/www.over80.co.uk\/news\/wp-json\/wp\/v2\/posts\/133\/revisions\/136"}],"wp:attachment":[{"href":"https:\/\/www.over80.co.uk\/news\/wp-json\/wp\/v2\/media?parent=133"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.over80.co.uk\/news\/wp-json\/wp\/v2\/categories?post=133"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.over80.co.uk\/news\/wp-json\/wp\/v2\/tags?post=133"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}