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<\/p>\nMartin Lewis and travel insurance come up a lot when UK travellers are trying to figure out how to stay covered abroad. And it\u2019s no surprise. As the guy behind MoneySavingExpert, Martin\u2019s known for giving straight-talking, no-nonsense money advice \u2014 and travel insurance is one area where people often get caught out.<\/p>\n
One of his biggest reminders is simple but important: buy travel insurance as soon as you book your trip, not a few days before you fly. That\u2019s because travel insurance doesn\u2019t just protect you while you\u2019re away \u2014 it can also cover things that happen before you leave, like getting sick, family emergencies, or even losing your job.<\/p>\n
Another thing Martin often points out is that the insurance offered by airlines or travel companies isn\u2019t always great value. It can be pricey and light on cover. Instead, he encourages people to shop around, compare policies properly, and make sure the cover actually fits their plans \u2014 not just tick a box and move on.<\/p>\n
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He also regularly stresses the basics you really don\u2019t want to skip: cancellation cover, medical expenses, cover for your belongings, and repatriation if things go seriously wrong. This is especially important if you\u2019re travelling outside Europe. And if you\u2019re heading to the US, where medical bills can be eye-watering, decent cover is a must.<\/p>\n
One area people often overlook? Medical conditions<\/strong>. Martin is very clear here \u2014 you need to declare all pre-existing conditions and understand that your responsibility doesn\u2019t stop after buying the policy. If you don\u2019t, your claim could be refused.<\/p>\n <\/span><\/p>\n To sum it all up, Martin Lewis\u2019s travel insurance advice usually comes down to five simple points:<\/p>\n Buy early \u2014 ideally the same day you book your trip<\/p>\n Compare properly \u2014 don\u2019t just grab the first deal<\/p>\n Check what\u2019s covered \u2014 especially medical and cancellation<\/p>\n Be honest about your medical history<\/p>\n Get the right policy \u2014 for cruises, long trips, or adventurous plans<\/p>\n If you want to travel with fewer worries, his tips are a solid place to start.<\/p>\n When it comes to the \u201cbest\u201d travel insurance, Martin Lewis is very clear: there\u2019s no one-size-fits-all policy. What works for one person might be totally wrong for someone else. Age, destination, health, and how often you travel all matter.<\/p>\n So what does Martin Lewis actually recommend? On MoneySavingExpert, he regularly updates travel insurance guides based on price, cover levels, and how well insurers handle claims. One thing he\u2019s always saying: cheapest doesn\u2019t automatically mean best. What you really want is good value and a company that won\u2019t be a nightmare if you need to claim.<\/p>\n For most standard trips, use comparison sites like MoneySuperMarket, Compare the Market, or GoCompare. Filter for decent minimums \u2014 around \u00a31m+ for medical cover, \u00a32,000+ for cancellation, and \u00a31m+ personal liability.<\/p>\n If you\u2019re going on a cruise, don\u2019t assume normal travel insurance will cover it. Many policies don\u2019t include cruise-specific issues, so you\u2019ll need a cruise-friendly policy.<\/p>\n If you travel a lot, an annual multi-trip policy can work out cheaper (and easier) than buying insurance every time you go away.<\/p>\n People often ask which companies Martin Lewis recommends for travel insurance. He\u2019s mentioned insurers like Avanti, Staysure, and AllClear, especially for older travellers or those with medical conditions \u2014 but he always reminds readers to compare prices and cover themselves, as deals change all the time.<\/p>\n Bottom line? The best travel insurance, according to Martin Lewis, isn\u2019t just the cheapest one you can find. It\u2019s the one that actually fits your trip, covers what matters, and has your back if things don\u2019t go to plan.<\/p>\n does martin lewis recommend travel insurance<\/p>\n<\/li>\n what travel insurance does martin lewis recommend<\/p>\n<\/li>\n is martin lewis travel insurance advice reliable<\/p>\n<\/li>\n does martin lewis recommend annual travel insurance<\/p>\n<\/li>\n does martin lewis recommend single trip or annual travel insurance<\/p>\n<\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":" Martin Lewis on Travel Insurance: Why People Listen to Him Martin Lewis and travel insurance come up a lot when UK travellers are trying to figure out how to stay covered abroad. And it\u2019s no surprise. As the guy behind MoneySavingExpert, Martin\u2019s known for giving straight-talking, no-nonsense money advice \u2014 and travel insurance is one… <\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"neve_meta_sidebar":"","neve_meta_container":"","neve_meta_enable_content_width":"off","neve_meta_content_width":70,"neve_meta_title_alignment":"","neve_meta_author_avatar":"","neve_post_elements_order":"","neve_meta_disable_header":"","neve_meta_disable_footer":"","neve_meta_disable_title":"","footnotes":""},"categories":[1],"tags":[],"class_list":["post-156","post","type-post","status-publish","format-standard","hentry","category-insurance"],"_links":{"self":[{"href":"https:\/\/www.over80.co.uk\/news\/wp-json\/wp\/v2\/posts\/156","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.over80.co.uk\/news\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.over80.co.uk\/news\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.over80.co.uk\/news\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.over80.co.uk\/news\/wp-json\/wp\/v2\/comments?post=156"}],"version-history":[{"count":2,"href":"https:\/\/www.over80.co.uk\/news\/wp-json\/wp\/v2\/posts\/156\/revisions"}],"predecessor-version":[{"id":159,"href":"https:\/\/www.over80.co.uk\/news\/wp-json\/wp\/v2\/posts\/156\/revisions\/159"}],"wp:attachment":[{"href":"https:\/\/www.over80.co.uk\/news\/wp-json\/wp\/v2\/media?parent=156"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.over80.co.uk\/news\/wp-json\/wp\/v2\/categories?post=156"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.over80.co.uk\/news\/wp-json\/wp\/v2\/tags?post=156"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}Best Travel Insurance According to Martin Lewis<\/h3>\n
Some of his main tips include:<\/h3>\n
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