Get Specialist Travel Insurance Cover for Less: The Ultimate Savings Guide
Looking for a Martin Lewis discount code or MoneySavingExpert voucher for travel insurance? Here is how to unlock the best specialist rates without compromising your cover.
The Real Secret to “Martin Lewis Discount Codes”
Many travellers search for an official Martin Lewis discount code or MoneySavingExpert voucher code before buying their travel insurance policy.
However, Martin Lewis and the MSE team do not issue exclusive coupon codes. Instead, their core philosophy relies on a completely different savings strategy: using targeted comparison tools to bypass overpriced mainstream insurers and securing specialist rates directly.
When we were featured as a suggested specialist travel insurance provider on The Martin Lewis Money Show, the goal was clear: to show holidaymakers how to avoid the hidden traps of basic insurance policies while keeping costs down.
TRAVELSUPERMARKET COMPARISON
Travel-supermarket insurance will give you a broad view of the whole of the travel insurance options for your longer stay trip. Compare 120 holiday insurance policies from over 50 travel insurance providers including Staysure and Allclear.
- Policies tailored to you
- Cover from just £23.00
> GET A QUOTE FROM TRAVEL SUPERMARKET
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EXPLORER TRAVEL INSURANCE
Compare prices for a specific trip, covering medical conditions and medical expenses.
We'll search our panel of over 30 specialist providers for you.
Example Quote* - £32.36
GET A QUOTE FROM EXPLORER >
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STAYSURE TRAVEL INSURANCE ANY AGE
5 Star reviews on Trustpilot than any other travel insurance provider.
Covering you for one trip to any worldwide destination, with no upper age limit 100% of claims are progressed to the decision stage within 2 days of receiving all documents
- 99% of global destinations covered
- Example Quote* - £55.00
> GET A QUOTE FROM STAYSURE INSURANCE
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PAYING TOO MUCH
Adventures are for everyone, no matter your age or health. Discover policies with no upper age limits. Get travel insurance with pre-existing medical conditions and set off on your next adventure with the confidence you deserve. Winners of the Best Comparison Site at The Personal Finance Awards 2021/2022, 2022/2023 and 2023/2024
Rated 'Excellent' on Trustpilot
Cover from as little as £34.69*
GET A QUOTE FROM PAYING TOO MUCH >
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GOOD TO GO INSURANCE
Goodtogoinsurance.com provides travel insurance cover to travellers of any age, with or without pre-existing medical conditions. They can also cover your travelling companions on the same policy.
- Pre existing conditons such as Cancer, Heart Conditions, Diabetes, Stroke, Epilepsy and many more
- Single trip and annual travel insurance with no age limit
- Three levels of travel insurance cover available and No AGE LIMITS!
- Example Quote* - £67.34 (Silver Policy)
> GET A QUOTE FROM GOOD TO GO INSURANCE
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AVANTI TRAVEL INSURANCE
Single Trip Travel Insurance covers anyone up to the age of 120!
Cancellation cover starts as soon as you take out the policy and ends when you’re back home again.
Ideal if you are planning on a long stay in the winter sun of Spain or Portugal, or further afield like Mexico or Thailand
- Offers Single and Annual cover worldwide
- Quotes from* - £23.50
> GET A QUOTE FROM AVANTI
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ALL CLEAR SPECIALIST INSURANCE
All medical conditions, all ages, all destinations§
Voted UK's No.1 for Customer Care1
24/7 English-speaking emergency helpline
Unlimited medical emergency expenses and repatriation cover available
- Quotes from* - £35.50
> GET A QUOTE FROM COVER FOR YOU
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COVER FOR YOU
Award Winning Travel Insurance - Best Travel Insurance Provider (Forbes Advisor 2022). CoverForYou offers comprehensive travel insurance backed by our award winning customer service and claims teams.
- Offers Single and Annual cover worldwide
- Quotes from* - £5.50
> GET A QUOTE FROM COVER FOR YOU
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COLUMBUS TRAVEL INSURANCE
Columbus offer a range of flexible single-trip policies from just £2.69 and annual policies from £22(1) covering both Europe and Worldwide destinations. All policies include cover for over 150 sports and activities. For those with a more adventurous streak, many more daring activities can be covered for a small extra premium.
- Example Quote* - £12.69
> GET A QUOTE FROM COLUMBUS INSURANCE
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GLOBELINK TRAVEL INSURANCE
Single trip policies are available for up to 89 year olds, Over 50 pre-existing medical conditions covered for free
24/7 medical emergency helpline - we’re there if you need us
- Example Quote* - £40.99
> GET A QUOTE FROM GLOBELINK
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The Hidden Cost of “Free” Cover
Before you search for a generic discount code online, consider the primary trade-off between standard, packaged policies and specialist coverage:
| Feature | Standard / Packaged Bank Policies | Specialist Travel Insurance Providers |
|---|---|---|
| Pre-Existing Medical Conditions | Frequently excluded entirely or requires an expensive add-on. | Expertly assessed and integrated into a fair, tailored premium. |
| Premium Price After Medical Disclosure | Drastically inflates or results in a declined policy. | Structured at a sensible, accurate price reflecting real risk. |
| Claim Rejection Risk | High (ABTA data shows millions travel with incorrect or invalid cover). | Low (Policy is custom-built for your specific health profile). |
Why Specialist Cover Saves You More Than a Voucher
Relying on a basic policy with a 10% off coupon code won’t save you money if your claim is ultimately turned down. According to industry claims data, the financial consequences of inadequate protection are staggering:
- The £100,000 Emergency: An air ambulance medical evacuation from the USA routinely ranges between £80,000 and £100,000.
- The Minor Incident Trap: One uninsured holidaymaker was left facing a £136,000 bill resulting from a single insect bite complication.
- The Daily Safety Net: Travel insurers pay out over £1,000,000 every single day to protect British families abroad.
How to Apply the True MSE Strategy and Save Today
Instead of hunting for expired coupon codes, use these three validated steps to secure the lowest possible price on your policy:
- Abide by the “ASAB” Rule: Buy your policy As Soon As You Book. This unlocks immediate cancellation protection at no extra cost, safeguarding your investment months before you step onto the plane.
- Declare All Medical History: Never hide a pre-existing condition to save a few pounds on a premium. Mainstream sites will penalise you, but a specialist provider can easily map out affordable, comprehensive coverage.
- Skip the Middleman: Booking directly through a verified specialist provider ensures you cut out aggregators’ hidden platform fees, giving you a direct-to-consumer discount from day one.
Disclaimer
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